End-of-year vehicle sales often move quickly, and buyers eager for a good deal sometimes overlook one crucial detail: the title. When a seller can’t be reached or disappears entirely, buyers are left wondering what rights they actually have. If you’re dealing with the stress of missing a car title in Missouri, the questions and answers below explain… Whether it’s legal to buy a car without a title in Missouri. What to do if a seller takes too long to provide the title. The steps an attorney can take to secure your ownership. Is It Legal To Buy A Used Vehicle In Missouri Without Receiving The Proper Title At The Time Of Sale? No. Missouri law requires the seller to provide a properly assigned title at the time of sale. Without it, legal ownership doesn’t transfer, even if you’ve paid in… Read More
Receiving a garnishment notice at any time is stressful, but getting one right before the holidays can be especially taxing. This article breaks down… Kansas wage garnishment laws in 2025. What your legal rights are if your wages have been garnished. The immediate steps you can take to protect your income. What Is A Wage Garnishment, And How Does The Process Typically Begin? Wage garnishment is a court-ordered method of collecting a debt, allowing a creditor to take part of your paycheck to satisfy a judgment. It usually begins only after a judgment has been entered, often months after a debt lawsuit you may barely remember or never realized happened. Can A Creditor Garnish My Wages Without Giving Me Prior Notice Or A Court Order? Under Kansas law (K.S.A. 60-2310), a creditor must have a valid judgment and obtain a… Read More
Before you can defend yourself against a debt collection lawsuit, it helps to understand who debt buyers are and what they must prove in court. In this article, we walk through… The evidence Kansas debt buyers are required to present. How consumers can challenge that evidence. Why legal guidance can make a significant difference. What Is A Debt Buyer, And How Do They Differ From Creditors Who Issue Loans? A debt buyer is a company that purchases old, charged-off accounts from original lenders, such as credit card companies or finance firms, for only a fraction of what the debt is worth. The original creditor once had a direct relationship with the borrower and maintained the account records. A debt buyer, on the other hand, is simply trying to collect on something it purchased in bulk. Because they weren’t involved in… Read More
In this article, you will discover: What happens to a vehicle title when the registered owner dies Whether heirs or executors can file a quiet title action to claim ownership of a vehicle in KS The documents needed to prove ownership after the original owner’s death What Happens To A Vehicle Title When The Registered Owner Dies In Kansas? The title becomes part of the estate. If there's no co-owner listed on the title, then you can't just transfer it. You'll need to go through probate or file a quiet title action to resolve the issue. Can Heirs Or Estate Executors File A Quiet Title Action To Claim Ownership Of A Vehicle In Kansas? Yes. If probate isn't opened or the paperwork is messy, a quiet title action is often the fastest way to take ownership legally. What Documents Are… Read More
In this article, you will discover: The most common errors found on vehicle titles in Missouri What happens if you try to sell a vehicle without correcting title issues The process for correcting errors in a vehicle title What Are The Most Common Errors Found On Vehicle Titles In Missouri? Common errors include wrong vehicle identification numbers (VINs), misspelled names, and unsigned seller or buyer sections. Sometimes, lien releases aren't filled out correctly either. What Happens If You Try To Sell Your Car Without Correcting Title Issues In Missouri? The buyer might not be able to register the car, and the sale could fall apart. Worse, you might still be legally responsible for parking tickets or accidents. What Is The Correct Process For Fixing Title Errors Through The Missouri Department Of Revenue? You usually have to submit a title correction… Read More
In this article, you can discover… The key characteristics of a summons for a credit card debt lawsuit. How to draft a proper response to a credit card lawsuit. The ways an experienced attorney can help protect you as a consumer. What Does A Summons Look Like In A Kansas Debt Case? A Kansas summons typically includes the petition (complaint), case number, court information, and a deadline to respond, usually indicated on the first page. How Many Days Do I Have To Respond To A Credit Card Debt Summons? In Johnson County, Kansas, you generally have 20 days from the date of service to file an answer. Missing this deadline or ignoring the summons can lead to a default judgment, allowing creditors to garnish wages, levy bank accounts, and damage credit—all without your side being heard. How Do I Draft… Read More
In this article, you will discover: How to bring a quiet title action for a boat or RV in Kansas Why the bill of sale is essential to establish title, and what to do if it's missing How a lawyer can help you establish a quiet title on a boat or RV What Is A Quiet Title Action, And How Does It Apply To Boats Or RVs In Kansas? A quiet title action is a lawsuit you file to obtain a court order stating you’re the rightful owner of property. If you have a boat or RV and the paperwork is missing or incomplete, a quiet title action is how you resolve this issue. It's beneficial when you don't have a bill of sale. Why Is A Bill Of Sale Important When Transferring Ownership Of A Boat Or RV In… Read More
In this article, you will discover: Common ways debt collectors violate your consumer rights in Kansas How the Fair Debt Collection Practices Act protects you in Kansas Whether you’re entitled to compensation if a debt collector breaks the law in Kansas What Are The Most Common Ways Debt Collectors Violate Consumer Rights Under Kansas And Federal Law? The most common violations are constant phone calls, especially early in the morning or late at night, using threatening language, or discussing your debt with your family or employer. Sometimes, debt collectors will try to collect on debts that are no longer legally owed. What Is The Fair Debt Collection Practices Act, And How Does It Protect Consumers In Kansas? The Fair Debt Collection Practices Act (FDCPA) is a federal law that sets the rules for how debt collectors can operate. The Act… Read More
In this article, you can discover… Your legal rights when you are sued for credit card debt in Kansas. Potential legal defenses to help you fight a credit card debt lawsuit. How an experienced attorney can help you navigate the lawsuit against you. Who Usually Files Kansas Credit Card Debt Lawsuits? In Kansas, credit card debt lawsuits are commonly filed by debt buyers such as LVNV, Midland Funding, or Portfolio Recovery, who purchase old debts and initiate lawsuits to collect. What Are My Legal Rights When I’m Sued For Credit Card Debt In Kansas? When sued for credit card debt, you have the right to demand proof of the debt, file an answer to the lawsuit, and request evidence. Kansas law also protects you from abusive collection tactics under the Kansas Consumer Protection Act. How Do I Verify If A… Read More
In this article, you can discover… What foreclosure surplus funds are, and how to claim them. The documents you’ll need to claim surplus funds successfully. How long it can take to receive these funds once approved. What Are Foreclosure Surplus Funds And How Can I Claim Them After A Home Sale? Surplus funds are proceeds remaining from a foreclosure sale after paying off the mortgage and associated fees. Former homeowners are legally entitled to claim these excess funds. To find out if home foreclosure has resulted in surplus funds owed to you, contact the county court or trustee who handled the foreclosure. Review public records or consult a surplus recovery specialist to determine if funds are owed. How Long Do Kansas Homeowners Have To File A Foreclosure Surplus Funds Claim? In Kansas, the timeframe to claim surplus funds can vary.… Read More
